Welcome to mindnew.org. These Terms of Use govern your access to and use of our financial education and resource website. By accessing or using mindnew.org, you agree to be bound by these Terms of Use and our Privacy Policy. Please read them carefully.

Acceptance of Terms

By using mindnew.org, you signify your agreement to these Terms of Use. If you do not agree to these terms, you must not use our website. We reserve the right to modify these terms at any time, and such modifications will be effective immediately upon posting to the website. Your continued use of the website following the posting of revised Terms of Use means that you accept and agree to the changes.

Website Content and Disclaimers

The content provided on mindnew.org, encompassing areas like Personal Finance, Investments and Savings, Financial Education, and Secured Loans, is intended for informational and educational purposes only. It does not constitute financial, investment, legal, or other professional advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Your Responsibilities as a User

When interacting with mindnew.org, you agree to use the website in a manner consistent with all applicable laws and regulations. You are solely responsible for:

• Ensuring the accuracy of any information you provide on the website.
• Maintaining the confidentiality of any account credentials you may create.
• All activities that occur under your account.

Prohibited Uses

You agree not to use mindnew.org for any unlawful purpose or in any way that could damage, disable, overburden, or impair the site or interfere with any other party's use and enjoyment of the site. Prohibited activities include, but are not limited to:

• Transmitting any content that is libelous, defamatory, obscene, pornographic, abusive, or threatening.
• Engaging in any conduct that restricts or inhibits anyone's use or enjoyment of the website.
• Attempting to gain unauthorized access to any portion or feature of the website, or any other systems or networks connected to the website.
• Using any automated means to access the website for any purpose without our express written permission.

Intellectual Property Rights

All content on mindnew.org, including text, graphics, logos, images, and software, is the property of mindnew.org or its content suppliers and is protected by international copyright and intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without the prior written consent of mindnew.org.

Limitation of Liability

To the fullest extent permitted by applicable law, mindnew.org, its affiliates, directors, employees, agents, suppliers, or licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the website; (ii) any conduct or content of any third party on the website; (iii) any content obtained from the website; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Indemnification

You agree to defend, indemnify, and hold harmless mindnew.org, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the website, including, but not limited to, any use of the website's content, services, and products other than as expressly authorized in these Terms of Use.

Third-Party Links

mindnew.org may contain links to third-party websites or services that are not owned or controlled by mindnew.org. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that mindnew.org shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Governing Law

These Terms of Use shall be governed and construed in accordance with the laws of the jurisdiction where mindnew.org is established, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

Termination

We may terminate or suspend your access to mindnew.org immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the website will immediately cease.

Contact

Should you have any questions or concerns regarding these Terms of Use, please do not hesitate to reach out to us. Your feedback is important to us. For further assistance, please visit our Contact Page.